Against fire and perilsProtect your property against loss or damage due to fire,
explosions and lightning.

What is Fire and Perils Insurance?

The basic fire policy provides indemnity against loss or damage to property caused by fire, lightning and explosion. However, the policy can also be extended to cover riots, strike, malicious damage, storm, earthquake, impact by vehicles, aircraft and other aerial devices, subterranean fire, spontaneous combustion, explosion of industrial boilers and economizers, flooding, water damage due to bursting or overflowing of water tanks, apparatus and pipes.
What is Fire and Perils Insurance?

This insurance covers assets such as buildings, plant and machinery, stock, fixtures, fittings and office equipment. Special perils covered by our policy:

A. Hail, snow, wind, hurricane, cyclone, tornado or typhoon

B. Rain

C. Flood

D. Overflowing of guttering and down pipes-water damage

E. Bursting or overflowing of water tanks, apparatus or pipes

    Read further to find out more about the perils we cover.

    Fire and Perils Insurance    How do I apply?

    Step 1: Request quotation

    Step 2: Fill proposal form

    Step 3: Premium payment

    Step 4: Provide national ID for individuals and RDB certificate for corporate

    Step 5: Sign contract

    Below is our step by step application process:

    smoke detector    TALK TO USProtect your property against loss or damage due to fire, get a quote today.Want to know more about Fire and Perils Insurance?If you want to know more, we've answered a few questions you might have.

      Special perils covered by our policy:

      F. Aircraft and other aerial devices and/or articles dropped there

      G. Impact with any of the building insured under this policy, including neighbor liabilities

      H. Subterranean fire, including earthquake and volcanic eruption

        Below are the exclusions on the cover:

        • War and related risks exclusion
        • Political risks exclusion
        • Terrorism exclusion
        • Excluding bushfire
        • Excluding riots & strike
        • Electronic data recognition exclusion
        • Nuclear or related risks/radioactive contamination