What is Product and Public Liability Insurance?
Public liability cover is designed to compensate an insured in respect of claims for legal liability from members of the public or companies who may suffer due to their negligence or that of their employees. Product liability insurance cover the cost of compensation claims if someone is injured or their property is damaged by a product that you have sold.
- Accidental bodily injury to any person
- Accidental loss of or damage to property
Happening in connection with the business and occurring within the territorial limits described and happening during the period of insurance. Since the promise to indemnify is the basis of the policy, strictly speaking insurers are not liable to make payment until the insured has been found ‘legally liable’ to pay for damages.
Public/Products Insurance provides protection against claims arising from:

Step 1: Request for quotation
Step 2: Fill Proposal form
Step 3: Premium payment
Step 4: Provide RDB certificate for the company.
Step 5: Sign contract
Below is our step by step application process:
- Injury to employees
- Property belonging to the insured
- Professional negligence
- Radioactive contamination
- War risks
- Deliberate acts
- Cost of rectifying defective work
Exclusions on the cover:
